Privacy Policy

NoJerks.com, henceforth referred to as LIFECHANGERS, knows that you care how information about you is used and shared, and we appreciate your trust that we will do so carefully and sensibly. This notice describes our privacy policy. By visiting LIFECHANGERS, you are accepting the practices described in this Privacy Notice.

What personally identifiable information LIFECHANGERS collects.
What personally identifiable information third parties collect through the Web site.
What organization collects the information.
How LIFECHANGERS uses the information.
With whom LIFECHANGERS may share user information.
What choices are available to users regarding collection, use and distribution of the information.
What types of security procedures are in place to protect the loss, misuse or alteration of information under LIFECHANGERS control.
How users can correct any inaccuracies in the information.

If users have questions or concerns regarding this statement, they should first contact the Administrator by e-mail.

This Privacy Policy covers only information that is collected through this Web site, and does not cover information that may be collected through software downloaded from the site. LIFECHANGERS has agreed to notify users of:

Information Collection and Use

Information Collection
LIFECHANGERS is the sole owner of the information collected on the LIFECHANGERS website. LIFECHANGERS collects information from our users at several different points on our Web site.

Registration
In order to use this Web site, a user must first complete the registration form. During registration a user is required to give contact information (such as username and email address). We use this information to contact the user about services on our site for which he has expressed interest. It is optional for the user to provide demographic information (such as real name, location, and gender), but encouraged so we can provide a more personalized experience on our site.

Order
We request information from the user on our order form. A user must provide contact information (such as name, email, and shipping address) and financial information (such as credit card number, expiration date). This information is used for billing purposes and to fill customer’s orders. If we have trouble processing an order, the information is used to contact the user.

Information Use

Profile
We store information that we collect through cookies, log files, clear gifs, and/or third parties to create a profile of our users. A profile is stored information that we keep on individual users that details their viewing preferences. Consequently, collected information is tied to the users personally identifiable information to provide offers and improve the content of the site for the user. This profile is used to tailor a user’s visit to our Web site, and to direct pertinent marketing promotions to them. We do not share your profile with other third parties. Your profile is shared together with your personally identifiable information.

Cookies
A cookie is a piece of data stored on the user’s computer tied to information about the user. We use both session ID cookies and persistent cookies. For the session ID cookie, once users close the browser, the cookie simply terminates. A persistent cookie is a small text file stored on the user’s hard drive for an extended period of time. Persistent cookies can be removed by following Internet browser help file directions.

By setting a cookie on our site, users would not have to log in a password more than once, thereby saving time while on our site. If users reject the cookie, they may still use our site. The only drawback to this is that the user will be limited in some areas of our site. Persistent cookies enable us to further enhance the experience on our site. See the “Profile” section.

Some of our business partners use cookies on our site (for example, PayPal). However, we have no access to or control over these cookies, once we have given permission for them to set cookies.

Log Files
Like most standard Web site servers we use log files. This includes internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, platform type, date/time stamp, and number of clicks to analyze trends, administer the site, track user’s movement in the aggregate, and gather broad demographic information for aggregate use. IP addresses, etc. are not linked to personally identifiable information.

Clear Gifs (Web Beacons/Web Bugs)
We do not employ Clear Gifs.

Communications from the Site
Special Offers and Updates
We send all new members a welcoming email to verify password and username. Established members will occasionally receive information on products, services, special deals, and a newsletter.

Service Announcements
On rare occasions it is necessary to send out a strictly service related announcement. For instance, if our service is temporarily suspended for maintenance we might send users an email.

Customer Service
We communicate with users on a regular basis to provide requested services and in regards to issues relating to their account we reply via email in accordance with the users wishes.

Sharing

Legal Disclaimer
Though we make every effort to preserve user privacy, we may need to disclose personal information when required by law wherein we have a good-faith belief that such action is necessary to comply with a current judicial proceeding, a court order or legal process served on our Web site.

Third Party Advertisers
LIFECHANGERS shares Web site usage information about users with our potential advertisors. For example, we will show current bandwith, average hits per month, day and hour. The information they collect and share through this technology is not personally identifiable.

These are the instances in which we will share users’ personal information:

· We DO NOT Share Personal Information with Third Parties

Third Party Intermediaries
We use an outside shipping company to ship orders, and a credit card processing company to bill users for goods and services. These companies do not retain, share, store or use personally identifiable information for any secondary purposes. .

Business Transitions
In the event LIFECHANGERS goes through a business transition, such as a merger, being acquired by another company, or selling a portion of its assets, users’ personal information will, in most instances, be part of the assets transferred.

Users who no longer wish to receive our newsletter communications may request to be removed as a member from LIFECHANGERS. They will then no longer be able to post in our forums. If you wish to be removed as a member, please contact the Webmaster at webmaster@nojerks.com.

Links
This Web site may contains links to other sites. Please be aware that we, LIFECHANGERS, are not responsible for the privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of each and every Web site that collects personally identifiable information. This privacy statement applies solely to information collected by this Web site.

Surveys & Contests
From time-to-time our site requests information from users via surveys or contests. Participation in these surveys or contests is completely voluntary and the user therefore has a choice whether or not to disclose this information. The requested information typically includes contact information (such as name and shipping address), and demographic information (such as zip/postal code). Contact information will be used to notify the winners and award prizes. Anonymous Survey information will be used for purposes of monitoring or improving the use and satisfaction of this site. Users’ personally identifiable information is not shared with third parties unless we give prior notice and choice. Though we may use an intermediary to conduct these surveys or contests, they may not use users’ personally identifiable information for any secondary purposes.

Tell-A-Friend
If a user elects to use our referral service for informing a friend about our site, we ask them for the friend’s name and email address. LIFECHANGERS will automatically send the friend a one-time email inviting them to visit the site. LIFECHANGERS. does not store this information for the sole purpose of sending this one-time email.

Chat Rooms, Message Boards, and Public Forums
Please keep in mind that whenever you voluntarily disclose personal information online - for example on message boards, through e-mail, or in chat areas - that information can be collected and used by others. In short, by posting personal information online that is publicly accessible, you may receive unsolicited messages from other parties in return.

Security
This Web site takes every precaution to protect our users’ information. When users submit sensitive information via the Web site, their information is protected both online and off-line.

If users have any questions about the security at our Web site, users can send an email to Webmaster@nojerks.com.

Correcting/Updating/Deleting/Deactivating Personal Information
If a user’s personally identifiable information changes (such as zip/postal code, email or postal address), or if a user no longer desires our service, we provide a way to correct, update or delete/deactivate users’ personally identifiable information. This can usually be done at the Edit Profile section of the forums or by emailing our Webmaster at Webmaster@nojerks.com

Notification of Changes
If we decide to change our privacy policy, we will post those changes to this privacy statement, the homepage, and other places we deem appropriate so our users are always aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it.

If, however, we are going to use users’ personally identifiable information in a manner different from that stated at the time of collection we will notify users by posting a notice on our Web site for 30 days.

Contact Information
If users have any questions or suggestions regarding our privacy policy, please contact us at:

Email: Webmaster@nojerks.com
Other contact methods available upon request.